Used car guide · 1993–2022

BMW 520i common problems and MOT failures

What goes wrong on a used BMW 520i, year by year: known faults from UK buying guides, the parts flagged at MOT more than on other cars (from 9,253 MOTs done during 2023–2025), and what to check before you buy one.

9,253MOTs done in 2023–2025, all years of this model
9known faults across all years
2015best year at its MOT

Pick the year

Most years have their own guide. The year is when the car was first registered (it’s on the logbook, or check the reg below).

2022202120202018201620152014201320122005200420032002200120001999199819971996199519941993

What usually goes wrong with a BMW 520i?

Known faults reported by owners, mechanics and UK buying guides, in our own words. Most apply to certain years or engines only, so check which the car has.

  • Timing chain wear

    Cars registered 2012–2016 · All engines

    Wear in the timing chain guides and tensioner shows up as a grinding or rattling noise at start-up. Putting it right is a big job with a big bill.

    At the viewing: Start the engine from cold and listen for grinding or rattling in the first few seconds.

    Source: Haynes: BMW 5-Series common problems (2010-2017)

  • EGR and particulate filter problems (diesel)

    Cars registered 2018–2022 · Diesel

    Diesels came last of 20 executive cars in What Car?'s survey, with costly EGR valve and DPF faults and repeat dealer visits. There were also EGR cooler and coolant recalls for fire risk.

    At the viewing: Ask a BMW dealer to check the VIN for recalls, and watch for warning lights.

    Source: What Car?: used BMW 5 Series (2017-2023) reliability

  • EGR cooler recall (diesel)

    Cars registered 2012–2016 · Diesel

    Over 220,000 BMWs were recalled because the EGR cooler could leak and, in rare cases, cause a fire.

    At the viewing: Ask a BMW dealer to check the VIN for outstanding recalls.

    Source: Haynes: BMW 5-Series common problems (2010-2017)

  • Wet passenger footwell

    Cars registered 2012–2016 · All engines

    A leak at the heater blower housing can soak the front passenger carpet, often noticed as a musty smell.

    At the viewing: Feel the passenger-side carpet for damp and sniff for mustiness.

    Source: Haynes: BMW 5-Series common problems (2010-2017)

  • Cranks but won’t start

    Cars registered 2012–2016 · All engines

    A failing fuel pump control unit can stop the engine firing even though it turns over. It has to be replaced.

    At the viewing: Make sure it starts promptly every time you try.

    Source: Haynes: BMW 5-Series common problems (2010-2017)

  • Ten recalls

    Cars registered 2018–2022 · All engines

    Recalls also covered the brake pedal switch, curtain airbags, the steering gear, a balance shaft bearing, 48-volt battery cables, rear driveshafts and plug-in hybrid batteries.

    At the viewing: Ask a BMW dealer to confirm every recall has been done.

    Source: What Car?: used BMW 5 Series (2017-2023) reliability

  • Electrical and sensor faults

    Cars registered 2018–2022 · All engines

    Most petrol faults are electrical, including faulty sensors, persistent warning lights and infotainment faults.

    At the viewing: Test every button and screen, and look for warning lights.

    Source: What Car?: used BMW 5 Series (2017-2023) reliability

  • Noisy or odd-feeling steering

    Cars registered 2012–2016 · All engines

    Air getting into the power steering, usually from a failing pump, makes the steering noisy.

    At the viewing: Turn the wheel lock to lock with the engine running and listen for whining.

    Source: Haynes: BMW 5-Series common problems (2010-2017)

  • Ticking from a front wheel

    Cars registered 2012–2016 · All engines

    A brake disc that sits too close to the wheel bearing can tick on every turn. A small spacer fixes it.

    At the viewing: Drive slowly with the window down and listen for ticking.

    Source: Haynes: BMW 5-Series common problems (2010-2017)

Common BMW 520i MOT failures to check

Parts flagged at MOT well above the usual rate for cars the same age, in more than one year. From the DVSA’s results for every MOT done in Great Britain during 2023–2025.

  • Link ball joint covers

    up to 3.5× usual

    Stands out on cars registered in 2001, 2002, 2003 and 2004.

    Rough price £60–£150 (one joint) ClickMechanic

    At the viewing: Listen for knocking over bumps and check the rubber boots behind the wheels aren't split.

  • Engine oil leaks

    up to 2.4× usual

    Stands out on cars registered in 2001, 2002, 2003 and 2004.

    Rough price £80–£600 our estimate

    At the viewing: Look under the engine and where the car is usually parked for fresh oil. Ask whether the leak has been looked at.

  • Anti-roll bar link joints

    up to 3.7× usual

    Stands out on cars registered in 2001, 2002 and 2003.

    Rough price £60–£150 (one joint) ClickMechanic

    At the viewing: Listen for knocking over bumps and check the rubber boots behind the wheels aren't split.

  • Airbag warning light

    up to 4.6× usual

    Stands out on cars registered in 2003 and 2004.

    Rough price £10–£80 our estimate

    At the viewing: Ask a friend to check every light while you work the switches: indicators, brake lights, fog lights and reversing lights.

  • Steering rack

    up to 3.2× usual

    Stands out on cars registered in 2001 and 2002.

    Rough price £100–£450 our estimate

    At the viewing: On a straight road the steering wheel should sit straight. Listen for knocks when turning, and check the steering feels even.

BMW 520i MOT pass rate by year

Of the years since 2005 with plenty of MOT tests, the 2015 BMW 520i did best (86% passed first time, 12 points above all 2015 cars) and the 2022 did worst (87%, 2 points below all 2022 cars). Older cars fail more, so compare each year with all cars registered the same year.

YearPass first timeAll cars that yearMOT tests
202287%89% -2571
202190%87% +31,025
202090%87% +3383 (small sample)
201890%83% +7119 (small sample)
201688%77% +11315 (small sample)
201586%74% +12582
201486%70% +16332 (small sample)
201379%67% +12192 (small sample)
201278%64% +14225 (small sample)
200565%57% +8154 (small sample)
200463%57% +6696
200361%57% +41,079
200264%58% +6913
200166%60% +6709
200063%61% +2404 (small sample)
199958%63% -5390 (small sample)
199862%65% -3287 (small sample)
199761%65% -4150 (small sample)
199664%66% -2120 (small sample)
199565%67% -2303 (small sample)
199468%67% +1183 (small sample)
199367%68% -1121 (small sample)

Questions to ask the seller before buying a BMW 520i

Ask before you travel to see it. A seller who knows the car will have answers, and receipts.

  1. Has the timing chain or its guides been replaced, and is there an invoice?
  2. Have the EGR recalls been done, and has it had any EGR or DPF work?
  3. Any recent work on the link ball joint covers? (Flagged at MOT 3.5× as often on the BMW 520i as on other cars the same age.)
  4. Any recent work on the engine oil leaks? (Flagged at MOT 2.4× as often on the BMW 520i as on other cars the same age.)
  5. Any recent work on the anti-roll bar link joints? (Flagged at MOT 3.7× as often on the BMW 520i as on other cars the same age.)
  6. Can I see the service history and receipts for any big jobs?

Looking at a BMW 520i?

Check the actual car: its own MOT history, whether it already shows these weak spots and what to ask the seller. Free, no sign-up.

Where this comes from: MOT figures are the DVSA’s anonymised results for every MOT test done in Great Britain during 2023–2025, grouped by the year each car was first registered. How many are on the road is from the Department for Transport’s vehicle licensing statistics. Known faults are from UK buying guides, in our own words, with links. How we score